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Open Banking

Making the most of bank account information in banking and financial processes.

Our open banking solution, N.E.O.S. (New Evaluation Open Suite) ,  is designed to access payment accounts and speed up the creditworthiness assessment of both consumers and businesses, categorising customer account transactions, profiling spending behaviour and seizing the related development opportunities.

Why N.E.O.S.

N.E.O.S. is an API-based SaaS solution, composed of 3 main modules:

Consent and Access to Accounts

Consent and Access to Accounts: N.E.O.S. XS2A enables PSD2 consent collection and a secure and smooth connection to bank accounts through an intuitive user interface.

Categorisation Engine

Categorisation Engine: an advanced Machine Learning (ML) algorithm enables account movements to be read and aggregated into specific categories.

Advanced Analytics

Advanced Analytics: innovative credit score based on current account transaction data and a set of advanced KPIs developed from spending/saving behaviour patterns through proprietary algorithms and advanced analytics techniques.

Key Features

Access to Account

Access to Account

Account transaction categorisation

Account transaction categorisation

Cash flow indicators

Cash flow indicators

Customer portfolio profiling

Customer portfolio profiling

Customer portfolio risk monitoring

Customer portfolio risk monitoring

KPI calculation

KPI calculation

Marketing intelligence insights

Marketing intelligence insights

Score calculation

Score calculation

Let's Connect

Get in touch today to discuss your requirements for Open Banking adoption.

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